It's almost... most wonderful time of the year. While Christmas and New Years holidays are a wonderful time spent with loved one, lead up to it can be very stressful, especially financially. If you start October 1st by December 1st you can save $700 with this simple savings challenge.
The reason I do this challenge as I find it easier as there is only 25 days/goals or 25 envelopes which give you a little time since you have 30 or 31 days to fill all the envelopes.
You will need either 25 envelopes or one envelope and this printable.
If you don't have a printer all you have to draw 25 boxes on an envelope, in each box write down numbers from 1 to 25. If you are using envelopes write numbers 1 to 25 on each envelope.
Than for 25 days in a month, add amount in each box, and once you have completed all 25 days you will have $325.
If you do one for month for October and November by Dec 01 you will have $650 to spend on gifts, food or put it towards something you want.
How do you save money?
